From Pat K: Don’t credit card monitoring services such as LifeLock, require the subscriber to provide all their personal numbers like social security number, account numbers, etc? What’s to prevent a crooked employee from compromising your account?
Answer: I’ve never used LifeLock. But, you are right that they would need very personal information about you in order to monitor your credit. When you give anyone your personal information there is the risk of a rogue employee stealing it, or even the company getting hacked.
I have nothing against LifeLock. However, I don’t use them because you can pretty much do the same thing they do without paying for it. For instance, I recommend having a credit freeze in place with the three main credit bureaus. This will prevent anyone from opening an account with your credit. The only way to access your credit is with the PIN provided by the credit bureau.
From Charles T: I just bought a new 1911. I need some good practice drills. Any suggestions?
Answer: You made a great choice buying a 1911, one of my favorite guns. There are a lot of different drills you can do, but one I particularly like is called the Mozambique drill or the failure to stop drill.
For this drill you can use a standard person silhouette target. Then you want to practice firing two shots to the center mass of the target and one shot to the head. You should practice this and then starting timing yourself to continue improving speed and accuracy. Basically, this drill is great practice for if you encounter someone wearing body armor or if two shots to the torso fails to stop the threat.
Another drill to do is called El Presidente. Just search for it on the internet and you’ll know exactly what to do.
From Larry O: My parents are elderly and live in a retirement community. Most survivalist and peppers write them off as doomed. They live in the desert, no vehicle and no way of ‘bugging out.’ How should I expect them to survive a disaster?
Answer: In my opinion, sheltering in place is always the best option and bugging out comes secondary. So, I would recommend building up at least 30 days of food and water storage in their home, which would hopefully provide enough time until help arrived.
In addition, I would do anything possible to reinforce the home from criminals and natural disasters. I would install a security system and make sure they have quality door locks such as Schlage. Of course, they should also have a firearm so that if someone tries to kick down the door they can defend themselves.
Bottom line: Make sure they have plenty of supplies and know how to use them.
From George M: What type of clothing should we have in our bug out gear in the event of a nuclear attack?
Answer: When it comes to clothes after a nuclear attack, I recommend a top layer of clothing that is made of waterproof fabric. In other words, some type of synthetic fabric that has been treated with waterproofing materials is a good option.
This is sometimes done by clothing manufacturers but can also be done by you. The thing is, fallout from an attack can weave through normal clothing and eventually make contact with your skin. However, by wearing waterproof fabric it should keep the fallout from getting through to your skin.
From Sherry D: Should I use my web browser to save all my passwords? If a website says, “Remember me?” is it safe to click “yes?” You need a password for practically every website these days and I know they should be different. I can’t remember them all!
Answer: You never want to save your important passwords in the browser for two main reasons. First, this means that your browser has a data log of your entire log in information and if it were hacked, a criminal would easily have this access. Second, the physical security risk of your computer being stolen means that a thief would have access to all your accounts and information in a heartbeat.
It’s not going to be a huge problem if someone accesses your Netflix account, but you want to take extra precautions with other accounts like your bank. This should at least cut down on the number of passwords you have to remember.
A lot of folks save all their passwords on an encrypted USB drive.
From Randy A: You mention putting important documents on a USB drive when you travel. Do customs and border patrol agents have a right to search items stored on these devices?
Answer: Yes, Customs and Border Patrol can search your electronic devices. Now, the chances of this are slim and you would have to give them your password. (I would make sure you use an encrypted USB drive so no one can get into it, but you.)
In some extreme cases, Customs and Border Patrol have seized electronic devices for advanced searches but to do this they must have reasonable suspicion that a crime has been committed.